Money: Ask the Expert
The Questions |
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I've heard many financial journalists talking about investing in gold and metals such as copper. How can I look to do invest in metals? View answer I often hear the word 'gearing' being mentioned in relation to financial products. What exactly is gearing? What are bonds, and for what type of investor are they most suitable? I am looking for something less risky than the stock market but want more interest than I can get in a standard high street savings account if possible. I have a cash mini ISA but the interest rate is lower than others on the market at the moment. Can I transfer the money into another one with higher interest? The stock market seems to have picked up again and I'd like to start investing. Is there any relatively safe way to invest? I have a sizeable sum of money sitting in an account with a high street bank which I would like to earn more interest on. Where can I get a good rate of interest on my money whilst having easy access to the money should I need it? I'm 21 and just got my first job. Is there an 'ideal' percentage of my salary I should look to put into the pension scheme? I have heard the figure of 3-5% mentioned I've a reasonable credit card debt and am paying a high interest rate. Is there any downside to me moving the debt from one interest free credit card to another to take advantage of the introductory offers? How much money can I put into an ISA each year and is it worthwhile doing so as a lower rate tax payer? |
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