Are You Spending More Than You Earn?
| Money : Saving If you think that you are spending more than you have got coming in, then once you’ve created your ideal budget, there are plenty of easy ways to cut down on your expenditure. Consider swapping your service providers for cheaper deals. Set a budget limit and stick to it, for example spending on clothes and presents. Follow a weekly food planner and mark off each item. Buying in bulk can sometimes be cheaper. Seek out free product samples online. Food and beauty products are quite common. Find out when your supermarket puts out daily bargains and coincide your shopping trip with this. Take a packed lunch for work instead of buying there. Avoid credit cards where possible, unless you can afford to pay it back straight away. Shop around for the cheapest insurance deals on offer. Remember not to automatically renew your travel insurance as soon as it expires. Be sure to wait until you are next going on holiday to re start the policy. It will save you a lot of money this way.
 Questions about budget tips:
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