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How To Get A Grip On Expenditure

Self Development : Money

If you find that you spend more than you should, or more than you can afford, then ask yourself this key question:

"Where does my money go?"

Many people in this situation think they know exactly where it goes, but challenge yourself to be specific and talk amounts. Sure you know your mortgage or rent, but do you know how much you spend on food, clothes, entertainment, council tax, water and utility bills?

This is the key to getting a grip on expenditure. Be SPECIFIC. Write down actual amounts to get an accurate view of your fixed costs per month.

Then add in how much you tend to spend on having fun, entertainment, going out.

At this stage you will have a good understanding of your expenditure, an important milestone in the battle to get a grip on your personal finances.


By: Stephen

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