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How To Get The Best Credit Card For You

Money : Borrowing

There is no doubt that there are some attractive deals on credit cards out there.

But, and it's a bit but, the deal always runs out somewhere along the line and the companies are confident that, on average, they can make money from someone who takes out their offer.

Always remember that and have it at the back of your mind when you are looking at any deal.

Here are some questions that you should ask yourself to sanity check any offer and make sure that it really is the best credit card deal for you:

- how long will the rates I'm offered last for?

- what interest rate will I pay immediately?

- what interest rate do I pay on balance transfers?

- what sort of minimum payments must I make. What penalties apply if I don't?

- are there any other benefits to using the card (e.g. cashback, points etc.,)

Only after going through these points can you establish how good a deal you are really getting.


By: Fred

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