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Small Business Insurance Cover

Business : Insurance

Insurance is there to transfer a risk that you can afford (the payment of an insurance premium) to cover a risk you cannot afford. For instance, you insure many items as an individual ? your house against fire, and perhaps even your mobile phone.
Similarly, a small business should take out relevant insurance. If you have a larger business, you may even require a specific agent. Many specific packages are designed to cover many insurance needs in one place.
When you get any insurance, the key question is: which risks are you prepared to accept, and which do you risk to mitigate through getting insurance? Typical business risks that you may come up against have corresponding areas of insurance:

Business Property Insurance
Liability Insurance
Worker's Compensation Insurance
Excess Liability Coverage
Life Insurance

By: Stephen

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