The Five Questions Banks Ask When Lending
| Business : Starting Up In Business When banks are giving out commercial loans to businesses, there are of course several aspects and questions that they consider and weigh your case up against. A positive set of answers to these or the vast majority will usually result in success, whilst not scoring well will usually result in frustration and a failure to secure the loan that you are after. Here are the factors that are taken into account, often called the five C's: - Character of the borrower (you and how you come across) - Capacity to repay (do they think you will be able to give them their money back) - Conditions (general factors such as the state of the economy at the moment, your industry sector and your product specifically) - Capital provided (e.g. the debt/equity ratio) - Collateral (potential or actual security against the loan)
 Questions about running a business:
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