How To Claim Back Overdraft Charges
|Money : Borrowing|
Many Bank accounts will charge you if you go overdrawn without an authorised overdraft.
BUT the first time it happens, most Banks will give you the fee back as a 'gesture of goodwill' - but of course you have to complain first.
So phone them up and see what they say - you could get your ?25 back for a five minute phone call, a good investment of time.
Note: this will normally only happen once, if you go overdrawn again then you need to take responsibility for your finances and work out why it's happening.
More how to manage money advice
Banks charge people for taking there money, and it may be part of the agreement made when setting up an account, that if the customer uses the overdraft facility, then they will be charged for the fee.
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