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Borrowing

Fixed And Variable Rate Mortgages: Pros And Cons
Stability important to you or not?

How To Avoid Add-ons And Gimmicks
When you get a loan these days, you often get bombarded with information about repayment holidays (times of the years where you don't have to pay back) or...

How To Borrow Cheaply: Three Key Rules
When you're looking for a personal loan (unsecured), there are three key rules: 1) The key figure to compare is the TAR: Total Amount Repayable, which is...

How To Calculate Mortgage Payment Affordability
Be disciplined and forecast your budget...

How To Check Your Credit Rating
How to check it yourself

How To Check Your Credit Report Online
Get your credit report info...

How To Choose A Mortgage
Do your research very thoroughly...

How To Claim Back Overdraft Charges
Many Bank accounts will charge you if you go overdrawn without an authorised overdraft. BUT the first time it happens, most Banks will give you the fee back...

How To Cut Your Debts
Don't get saddled with debt...

How To Earn Cashback From Your Credit Card
If you repay your credit card bill in full each month, then your credit card could actually make you money! Not huge sums, but built up over time, it's free...

How To Find The Best Cashback Credit Card
It can be hard to keep up with all the offers and credit cards out there on the market. As soon as the data is published it goes out of date. Therefore...

How To Find The Best Loan Rate
Get the best interest rate...

How To Find Your Credit Rating
You can find it out here...

How To Get A Bank Loan
What's your history?

How To Get A Free Credit Check
Use this offer...

How To Get A Great Loan
Is the loan as good as it seems...

How To Get A Low Cost Loan
Low cost loan - sounds great, but how do you get one? Key message: do NOT go to your high street bank - they will charge over the odds. Rather research...

How To Get A Refund On Overdraft Charges
If it's the first time, you might get off...

How To Get Cash Back On Your Borrowing
As simple as following this link...

How To Get The Best Credit Card For You
The credit questions you need to ask...

How To Improve Your Credit
The credit rating is key...

How To Make Free Money On Credit Cards
Do your research, like this...

How To Make Free Money On Credit Cards
The market is so competitive, there's money to be made quite easily...

How To Match Your Credit Card To Your Personality
Everyone has a credit card these days, but do you have the right one for you? It depends on your spending profile. If you are a full payer every month...

How To Pay The Inheritance Tax Bill
Pay the bill before you get the inheritance...

How To Protect Yourself On Major Purchases
If you make a purchase over ?100 you should always pay by credit card to protect yourself against the company going bust. This is because under Section 75...

How To Reduce Overdraft Charges
Ask your bank a question...

How To Research A Mortgage
Buy magazines and get advice from friends...

How To Stop Interest Rate Rises
Buy a cap on interest rates...

How To Understand APR & EAR
Know your Equivalent Annual Rate from your APR...

How To Understand Bad Debt
It doesn't sound good, but is it?

How To Understand Store Cards
They lose you money, so be careful...

How To Work Out Car Loan Costs
Remember the terms and conditions...

Mortgage Differences: Fixed Or Variable Rate
The key difference between the two is...

Reclaiming Mis Sold PPI/Insurance
Hi there. There are many types of insurances. You may have heard a lot in the media recently of mis selling. When you purchase a loan, credit card, store...

What Is A Jumbo Loan
A very big loan indeed...

Why To Avoid Debt Consolidation Loans
Remember the interest rate is sky high...


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